![]() This involves filling out a brief application that asks for basic contact information like your name and social security number. If you’re interested in a Bank of America credit card but you haven’t received a pre-selected offer, you can try initiating a preapproval using an online tool on the Bank of America website. When you receive such an offer, you have the option to fill out the application-which will be started for you-and mail it back, or to apply online, usually with a specific link or code. Like many credit issuers, Bank of America sends out pre-selected offers via direct mail. You could also receive a preapproval offer in the mail. If you’re a Bank of America customer, you may see these offers pop up when you log into your account or be asked if you’re interested when you visit a branch. You may receive a pre-selected offer via mobile, online banking or in person. There are a few different ways that someone can get preapproved: How To Get Preapproved for Bank of America Credit Cardsīank of America has a preapproval process for prospective cardholders, which they refer to as either pre-selected or customized offers. ![]() If you’re interested in getting a Bank of America card, you’re in luck-Bank of America’s preapproval process is simple and can help you find a card that’s right for your wallet. If a card issuer offers preapproval, it’s worth checking out before you submit your official application. Getting a preapproval for a credit card is often a good indicator of your chances of receiving an actual approval-without having to go through a hard credit check.
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